Avaliable First Trust Deed

Rate: 10.99%

Payment: $5,124.42

(Partially Amortized)

Appraised Value:

$850,000      LTV: 65%

Purchase Price:

$850,000      LTV: 65%

Prepayment Penalty: 6 months

Mid Credit Score: 678

City/Zip:

Anaheim/ 92805

Comments:   8 bdrms/8 baths 3,400 sq. ft. SFR and Back Units on a 7,309 sq. ft. lot. The home was built in 1987 and is located in a very nice and conforming neighborhood. The subject property is being purchased as an investment, today it is a nursing home business. The buyer is in this line of business.

** This property is a SFR but is zoned commercial and was converted into a nursing home**

Rate: 10.99%

Payment: $1,799.34

(Partially Amortized)

Appraised Value:

$325,000      LTV: 59.7%

Prepayment Penalty: 3 months

Mid Credit Score: 641

City/Zip:

Compton/ 90220

Comments:   Duplex with two 2 bedroom/ 1 bath units, one is 608 sq. ft. and the other is 576 sq. ft. totalling 1,184 sq. ft. on a 4,626 sq. ft. lot. Borrower is using funds to refinance existing loan on rental property and purchase another investment property.

Rate: 10.75%

CLTV: 60%

Payment: $2,970.46

(Partially Amortized)

Property #1:

Appraised Value: $125,000

Property #2:

Appraised Value: $125,000

Property #3:

Appraised Value: $155,000

Property #4:

Appraised Value: $140,000

Prepayment Penalty: 6 months

Mid Credit Score: 672

City/Zip (all 4 properties):

Sacramento/ 95820

Comments:  Property #1: 2 bed/1 bath, 870 sq. ft. SFR on a 6,098 sq. ft. lot. #2: 2 bed/1 bath 825 sq ft. SFR on a 6,098 sq. ft. lot. #3: 2 bed/1 bath 1,080 sq. ft. SFR on a 6,098 sq. ft. lot. #4: 2 bed/ 2 bath, 1,106 sq. ft. SFR on 7,841 sq. ft. lot.

Rate: 9.99%

Payment: $1,717.93

(Partially Amortized)

Appraised Value:

$475,000      LTV: 42.6%

Prepayment Penalty: 6 months

Mid Credit Score: 777 &766

City/Zip:

Los Angeles/ 90018

Comments:   Commercial property with a 784 sq. ft. restaurant on a 6,740 sq. ft. lot.  The borrower is using the funds to purchase another investment property.

Rate: 10.99%

Payment: $19,291.94

(Partially Amortized)

Appraised Value:

$3,200,000      LTV: 65%

Prepayment Penalty: 6 months

Mid Credit Score: 590

City/Zip:

Venice/ 90292

Comments:   Newly constructed 4 bdr/3.5 bath sfr with over 2,900 square feet. Property includes tons of amenities and city lights views. The purpose is to pay off a construction loan and finish the final touches than prepare the home for sale.

Rate: 10.99%

Payment: $15,843.92

(Interest Only)

Appraised Value:

$2,850,000      LTV: 58.6%

Prepayment Penalty: 4 months guaranteed interest

Mid Credit Score: 659

City/Zip:

San Clemente/ 92673

Comments:   6 bedroom/ 6.5 bath, 6,500 sq. ft. SFR with pool and spa, view of the Pacific Ocean and built on 26,592 sq. ft. Borrower is using funds to pay off note maturing shortly and taking cash out to purchase another investment property.

Rate: 10.99%

Payment: $927.50

(Partially Amortized)

Appraised Value:

$209,000      LTV: 48%

Prepayment Penalty: 6 months

Mid Credit Score: 702

City/Zip:

Campo/ 91906

Comments:   3 bdrms/2 bath 1,344 sq. ft. Manufactured home on a 4 acre lot. The home was built in 1989 and is located in rural area.  The subject property is being refinance as an investment to rent out ASAP.

Rate: 10.99%

Payment: $1,784.19

(Partially Amortized)

Appraised Value:

$375,000      LTV: 53.6%

Prepayment Penalty: 12 months

City/Zip:

Bakersfield/ 93305

Comments:   5,480 sq. ft church building built on a 15,000 sq. ft. lot. Borrower is using funds to refinance existing church loan.

Rate: 10.99%

Payment: $723.45

(Partially Amortized)

Appraised Value:

$195,000     LTV: 40%

Prepayment Penalty: 6 months

Mid Credit Score: 508

City/Zip:

Perris/ 92570

Comments:  3 bedroom/ 2 bath, 1,455 sq. ft. manufactured home/SFR built on 1.13 acres of land. Borrower is using funds to upgrade property and sell it.

Rate: 11.99%

Payment: $4,761.35

(Partially Amortized)

Appraised Value:

$650,000     LTV: 72.7%

Purchase Price:

$629,900     LTV: 75%

Prepayment Penalty: 6 months

Mid Credit Score: 531

City/Zip:

Yucaipa/ 92399

Comments:  4 bed/ 3 bath 3,927 sq. ft. two-story SFR with pool on a 20,000 sq. ft. lot of land.  Borrower is using funds for business purposes. Seller is doing $75,000 carryback.

Rate: 9.99%

Payment: $3,746.25

(Interest Only)

Appraised Value:

$1,000,000     LTV: 45%

Purchase Price:

$625,000         LTV: 72%

Prepayment Penalty: 6 months

Mid Credit Score: None

City/Zip:

Sacramento/ 95823

Comments:  5,586 sq ft commercial building being used as a temple.  Buyers negotiated a lease option to buy 3 years ago and put down a $25K nonrefundable deposit.  Buyer has also put about $100K of upgrades and repairs into the property.

Rate: 9.99%

Payment: $1,813.37

(Partially Amortized)

Appraised Value:

$445,000     LTV: 48%

Prepayment Penalty: 6 months

Mid Credit Score: 777 & 766

City/Zip:

Los Angeles/ 90018

Comments:  Commercial property with a 784 sq. ft. restaurant on a 6,740 sq. ft. lot.  The borrower is using the funds to purchase another investment property.

Rate: 10.99%

CLTV: 45%

Payment: $1,623.12

(Partially Amortized)

Property #1: Sacramento/95828

Appraised Value: $250,000

Prop. #2: Garden Valley/95633

Estimated Value: $140,000*

Purchase Price: $135,000

Prepayment Penalty: 6 months

Mid Credit Score: 731

Comments:  Crossing both properties. Property in Sacramento is tenant occupied and Garden valley will be rented out with 60 days of closing escrow. Borrower has great credit.

*A BPO is being completed on this property and should be into our office by tomorrow morning to confirm the value.

Rate: 11%

Payment: $13,750.00

(Interest Only)

Appraised Value:

$5,750,000     LTV: 26%

Prepayment Penalty: 6 months

Mid Credit Score: 643

City/Zip:

Lockeford/ 95237

Comments:  78,950 sq. ft. winery complex built on 23.61 acres of land. Borrower is using funds for business purposes.